Pay check retreat: just how families do after payday financing banning



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  1. Campbell, Dennis & As?s Mart?nez-Jerez, F. & Tufano, Peter, 2012. ” Bouncing away from the banking system: an experimental test of involuntary banking account closures ,” publication of Banking & financing, Elsevier, vol. 36(4), pages 1224-1235.
  2. John Y. Campbell & Howell E. Jackson & Brigitte C. Madrian & Peter Tufano, 2011. ” Shoppers economical defense ,” publication of financial views, American industrial relation, vol. 25(1), documents 91-114, cold temperatures.
  3. Campbell, John Y. & Tufano, Peter & Madrian, Brigitte C. & Jackson, Howell Edmunds, 2011. ” buyer savings policies ,” Scholarly Articles 9887620, Harvard school Department of Economics.
  4. Brian T. Melzer, 2013. ” Spillovers From high priced loan ,” Working document 13-11, Center for business learning, U.S. Census agency.
  5. Viktar Fedaseyeu, 2015. ” business collection agencies businesses while the availability of consumer credit ,” running documents 15-23, Federal hold financial institution of Philadelphia.
  6. Viktar Fedaseyeu, 2020. ” business collection agencies firms and method of getting credit rating ,” performing paper 20-06, national book Bank of Philadelphia.
  7. Viktar Fedaseyeu, 2013. ” Debt collection organizations as well as the supply of credit rating ,” functioning document 13-38, government hold financial institution of Philadelphia.
  8. Renuka Sane & Susan Thomas, 2013. ” the actual price of financing restrictions: Research from micro-finance ,” Indira Gandhi Institute of improvement Research, Mumbai performing paper 2013-013, Indira Gandhi Institute of growth data, Mumbai, India.
  9. Marianne Bertrand & Adair Morse, 2009. ” details Disclosure, Cognitive Biases and pay day credit ,” Working documents 2009-007, Becker Friedman Institute for reports In economic science.
  10. Donald P. Morgan & Michael R. Strain & Ihab Seblani, 2012. ” just how Payday credit score rating gain access to impacts Overdrafts as well as other results ,” publication of clinking coins, account and financial, Blackwell Publishing, vol. 44, websites 519-531, March.
  11. Dean Karlan & Jonathan Zinman, 2006. ” growing assets availability: making use of randomized present judgements to estimate the impacts ,” All-natural subject tests 00281, The Field tests websites.
  12. Dean Karlan & Jonathan Zinman, 2007. ” increasing debt Access: making use of Randomized Supply moves to approximate the influences ,” Working paper 956, market increases Center, Yale institution.
  13. Karlan, Dean S. & Zinman, Jonathan, 2007. ” growing debt accessibility: making use of Randomized provide moves to determine the influences ,” middle dialogue forms 9279, Yale school, money Growth Center.
  14. Dean Karlan & Jonathan Zinman, 2007. ” extending account Access: making use of Randomized supplies moves to calculate the influences ,” Working document 108, Center for worldwide Development.
  15. Karlan, Dean S. & Zinman, Jonathan, 2007. ” growing credit score rating gain access to: utilizing Randomized Supply conclusion To approximate the effects ,” CEPR Discussion records 6180, C.E.P.R. talk documents.
  16. Karlan, Dean S. & Zinman, Jonathan, 2007. ” extending assets Access: making use of Randomized provide possibilities to determine the influences ,” CEPR Discussion forms 6407, C.E.P.R. chat Papers.
  17. Jonathan Zinman, 2008. ” limiting credit rating availability: family research evidence on problems across Oregon fee limit ,” performing document 08-32, Federal hold financial institution of Philadelphia.
  18. Campbell, John Y. & Jackson, Howell E. & Madrian, Brigitte C. & Tufano, Peter, 2010. ” The regulations of Shoppers lending options: an Introductory composition with Four circumstances scientific studies ,” Working documents show rwp10-040, Harvard school, John F. Kennedy college of national.
  19. Scott Carrell & Jonathan Zinman, 2008. ” In harm’s strategy? Pay day loan availability and military personnel abilities ,” doing work documents 08-18, government Reserve financial institution of Philadelphia.
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